Recognizing scams


Most scams involve one or more of the following:
- Inquiry from someone far away, often in another town, city, region or even country.
- Western Union, Money Gram, cashier's check, money order, shipping, escrow service, or a "guarantee."
- Inability or refusal to meet face-to-face before consummating transaction.

Avoiding Scams


- Conduct face-to-face business transactions. Always meet in person. —follow this one rule and avoid 99% of scam attempts.
- NEVER WIRE FUNDS VIA WESTERN UNION, MONEYGRAM or other wire services - anyone who asks you to do so is likely a scammer.
- FAKE CASHIER CHECKS & MONEY ORDERS ARE VERY COMMON—BANKS WILL HOLD YOU RESPONSIBLE when the fake is discovered weeks later.
- Mokanjo does not do business transactions, does not handle payments, provide escrow, "buyer protection" or "seller certification."
- NEVER GIVE OUT FINANCIAL INFORMATION (bank account number, eBay/PayPal info, etc.).
- AVOID DEALS INVOLVING SHIPPING OR ESCROW SERVICES and know that ONLY A SCAMMER WILL "GUARANTEE" YOUR TRANSACTION.
- DO NOT RENT HOUSING OR PURCHASE GOODS WITHOUT SEING WHAT YOU ARE RENTING OR PURCHASING—that amazing rental or cheap item may not exist.
- DO NOT SUBMIT TO CREDIT OR BACKGROUND CHECKS until you have met the job interviewer or landlord/agent in person.

If you are defrauded by someone you met in person, contact your local police station.
If you suspect that a Mokanjo post may be part of a scam, please send us the details.

Recognizing scams


Most scams involve one or more of the following:
- Inquiry from someone far away, often in another town, city, region or even country.
- Western Union, Money Gram, cashier's check, money order, shipping, escrow service, or a "guarantee."
- Inability or refusal to meet face-to-face before consummating transaction.

Avoiding Scams


- Conduct face-to-face business transactions. Always meet in person. —follow this one rule and avoid 99% of scam attempts.
- NEVER WIRE FUNDS VIA WESTERN UNION, MONEYGRAM or other wire services - anyone who asks you to do so is likely a scammer.
- FAKE CASHIER CHECKS & MONEY ORDERS ARE VERY COMMON—BANKS WILL HOLD YOU RESPONSIBLE when the fake is discovered weeks later.
- Mokanjo does not do business transactions, does not handle payments, provide escrow, "buyer protection" or "seller certification."
- NEVER GIVE OUT FINANCIAL INFORMATION (bank account number, eBay/PayPal info, etc.).
- AVOID DEALS INVOLVING SHIPPING OR ESCROW SERVICES and know that ONLY A SCAMMER WILL "GUARANTEE" YOUR TRANSACTION.
- DO NOT RENT HOUSING OR PURCHASE GOODS WITHOUT SEING WHAT YOU ARE RENTING OR PURCHASING—that amazing rental or cheap item may not exist.
- DO NOT SUBMIT TO CREDIT OR BACKGROUND CHECKS until you have met the job interviewer or landlord/agent in person.

If you are defrauded by someone you met in person, contact your local police station.
If you suspect that a Mokanjo post may be part of a scam, please send us the details.

Some very common scam examples:

Someone claims mokanjo.com guaranties a transaction, certify a buyer/seller, OR will handle or provide protection for a payment:
- These claims are fraudulent, as mokanjo.com does not have any role in any transaction between a seller and a buyer.
- The scammer will often send an official looking (but fake) email that appears to come from mokanjo.com, offering a guarantee, certifying a seller, handle payments.


 

A distant person offers a genuine-looking (but fake) cashier's check:
- You receive an email (examples below) offering to buy your item, or rent your apartment, without seeing it in person.
- A cashier's check is offered for your sale item as a deposit for an apartment or for your services.
- Value of cashier's check often far exceeds your item—scammer offers to "trust" you, and asks you to wire the balance via money transfer service.
- Please Note!!!: Banks will often cash fake checks AND THEN HOLD YOU RESPONSIBLE WHEN THE CHECK FAILS TO CLEAR, sometimes including criminal prosecution.
- These scams often involve a 3rd party (shipping agent, business associate owing buyer money, etc.)


 

Someone requests wire service payment via Western Union or MoneyGram:
- Scam "bait" items include apartments, laptops, TVs, cell phones, tickets, and other high value items.
- These scams often claim that an MTCN or confirmation code is needed before he can withdraw your money—this is FALSE, once you've wired money, it is GONE.
- Common countries currently include: Nigeria, Romania, United Kingdom, Ukraine, Spain, Italy, Netherlands—but could be anywhere even here in Cameroon.
- An apartment listing may be local, but landlord/owner is "travelling" or "relocating" and needs you to wire money to them abroad.
- Deal often seems too good to be true, price is too low, or rent is below market, etc.


 

A distant person offers to send you a money order and then have you wire money:
- This is ALWAYS a scam in our experience—the cashier's check is FAKE.
- Sometimes accompanies an offer of merchandise, sometimes not.
- Scammer often asks for your name, address, etc. for printing on the fake check.
- Deal often seems too good to be true.


A distant seller suggests use of an online escrow service:

- Most online escrow sites are FRAUDULENT and operated by scammers.
- For more info, do a Google search on "fake escrow" or "escrow fraud."


 

A distant seller asks for a partial payment upfront, after which he will ship goods:
- He says he trusts you with the partial payment.
- He may say he has already shipped the goods.
- Deal often sounds too good to be true.


 

A foreign company offers you a job receiving payments from customers, then wiring funds:
- The foreign company may claim it is unable to receive payments from its customers directly.
- You are typically offered a percentage of payments received.
- This kind of "position" may be posted as a job, or offered to you via email. - this is fake. DO NOT RENT HOUSING OR PURCHASE GOODS WITHOUT SEING WHAT YOU ARE RENTING OR PURCHASING—that amazing rental or cheap item may not exist.


- DO NOT SUBMIT TO CREDIT OR BACKGROUND CHECKS until you have met the job interviewer or landlord/agent in person.

If you are defrauded by someone you met in person, contact your local police station.
If you suspect that a Mokanjo post may be part of a scam, please send us the details.

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